Kepimpinan

Academic/Professional Qualification

• Chartered Islamic Finance Professional (ACIFP), Chartered Institute of Islamic Finance Professionals
• Securities Representative License, Securities and Futures Authority (SFA), United Kingdom
• New York Bar, Qualified, New York Bar, United States of America
• Malaysian Bar, Admitted, Bar Council, Malaysia
• Master of Laws (LL.M), Harvard Law School, United States of America
• Bachelor of Laws (Hons) LL.B., International Islamic University, Malaysia

Working Experience and Occupation

Present Directorship Other listed entities

• Nil

Other Public Companies

• Halal Development Corporation Berhad

Present Appointment:

• Chief Executive Officer (CEO), MBSB Bank Berhad (19 August 2024 – Present)

Past Directorship and/or Appointment

• Non-Independent Executive Director, MIDF Amanah Investment Bank Berhad (February 2024-August 2024)
• Chief Executive Officer, CIMB Group Transaction Banking (2019-2023)
• Chief Executive Officer, CIMB Foundation (2019-2023)
• Group Chief Sustainability Officer, CIMB Group (2019-2021)
• Chief Executive Officer & Executive Director, CIMB Islamic Bank Berhad (2016-2019)
• Chief Executive Officer & Executive Director/ Managing Director, Global Market, Asia Pacific, HSBC Amanah Bank Berhad (2010-2015)
• Managing Director, Investments, Fajr Capital Ltd (2008-2010)
• Regional Head, Asia-Pacific, CitiBank Berhad (2006-2007)
• Global Head, Global Islamic Finance, ABNAMRO Bank Ltd (2004-2006)
• Associate Director, Global Markets, HSBC Financial Service ME Ltd (2001-2004)
• Head of Shariah Department and Transaction Management, Structured Finance, HSBC Investment Bank plc (1999-2001)
• Associate & Solicitor, Messrs. Mohd Ismail & Co (1994-1999)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Master in Philosophy in Economic, University of Oxford
• Master of Arts and Bachelor of Arts in Economics (Double First Class), University of Cambridge
• United World College of Southeast Asia (UWCSEA), Singapore

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Group CFO, TIME dotCom Berhad (October 2021 - May 2024)
• Chief Executive Officer, Group Wholesale Banking, CIMB Group (January 2019 - September 2020)
• Group Chief Financial Officer, CIMB Group (April 2015 - December 2018)
• Deputy Group Chief Financial Officer, CIMB Group (July 2012 - March 2015)
• Various Roles, CIMB Group (March 2009 - June 2012)
• EMEA (Europe, Middle East & Africa) Head of Market Risk, Goldman Sachs, London (April 2004 - February 2009)
• Market Risk Manager, Dresdner Kleinwort Wasserstein, London (July 2002 - March 2004)
• Trader, ABN AMRO Bank, Malaysia (April 1999 - August 2000)
• Bankers Trust, London (September 1996 - January 1999)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Chartered Islamic Finance Professional (ACIFP), Chartered Institute of Islamic Finance Professionals
• Completion of the Omega Credit certification
• Bachelor of Business Commerce (double Major in Management and Marketing), Monash University

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Board Director: CIMB Islamic Trustee Bhd (2022-2023)
• Country Head of Cash Management, CIMB Malaysia (2022-2023)
• Regional Head of Transaction Banking, CIMB Islamic Bank (2020-2023)
• Director, Commercial and Transaction Banking, CIMB Islamic Bank (2019-2020)
• Head, Business Management, Commercial Banking, HSBC Amanah Malaysia (2018-2019)
• Head of Product, Retail and Wealth Management, HSBC Amanah Malaysia (2014-2018)
• Product Manager, Retail and Wealth Management, HSBC Amanah Malaysia (2012-2014)
• Analyst, Retail and Wealth Management, HSBC Amanah Malaysia (2011-2012)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Master of Business Administration, Imperial College, London, UK
• Bachelor of Science, Medical Electronics, The University of Hertfordshire, Hertfordshire, UK

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Head of Markets & Securities Services (ASEAN+), CITI Singapore (April 2015 - December 2022)
• Head of Strategic Growth & Investments APAC, CITI Singapore (January 2018 - December 2022)
• Global Head of Supervision FXLM (foreign exchange and local markets) CITI Singapore/London, UK/New York, USA (April 2014 – April 2015)
• Country Treasurer & Markets Head, CITI Hong Kong (March 2010- March 2014)
• Country Markets Head & Managing Director, Citi (2008-2009)
• Head of Money Markets & Treasurer, Citi (2005-2008)
• Trader roles in Money Markets & FX Options (Malaysia, Indonesia, Singapore), Citi, (2000-2005)
• Management Associate, Citi, (1998-2000)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Bachelor of Commerce (Accounting & Finance), La Trobe University, Australia
• Accredited by the Institute of Chartered Accountants in Australia (ICAA) and the Australian Society of Certified Practising Accountants (ASCPA)
• Leadership Professional Development Program, La Trobe University

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Head, Islamic Business & Market Coverage, Alliance Islamic Bank (Sept 2022 – July 2025)
• Head, Business Development – Commercial Banking, CIMB Islamic Bank (Sept 2018 - Jun 2022)
• Head, Amanah Business Banking – Commercial Banking, HSBC Amanah Malaysia Berhad (Jan 2013 -Aug 2017)
• Business/Relationship Manager – Commercial Banking, HSBC Amanah (Mar 2009 - Dec 2012)
• Team Leader, Direct Sales Team – Commercial Banking, HSBC Bank Malaysia (Feb 2008 - Mar 2009)
• Relationship Executive – Commercial Banking, HSBC Bank Malaysia (Aug 2005 - Feb 2008)
• Corporate & Personal Sales Executive, MBF Cards Malaysia (2002 - 2005)
• Assistant Marketing Manager, Layar Terbang Confectioneries Sdn. Bhd. (1999 - 2002)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Bachelor of Economics majoring in Economic Policy, University of Tasmania Australia

Working Experience and Occupation

Present Directorship and/or Appointment

• Director, MBSB Tower Sdn. Bhd.

Past Directorship and/or Appointment

• Director, Head of Client Delivery, Corporate Commercial and Institution Banking, Standard Chartered Bank Malaysia Berhad (2018-2021)
• Director, Head of Process Governance, Commercial Banking, Standard Chartered Bank Malaysia Berhad (2014-2018)
• Associate Director, Head of SME Operations, Standard Chartered Bank Malaysia Berhad (2012-2014)
• Business Planning Manager/ Team Manager, Financial Market Operations and Wholesale Banking Operations, Standard Chartered Global Business Services (2009-2012)
• Unit Manager, Trade Operations, Standard Chartered Global Business Services (2009)
• International Graduate Program (Group Technology and Operations), Standard Chartered Singapore and Standard Chartered Global Business Services Kuala Lumpur (2006-2009)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Advanced Management Program, Wharton School, University of Pennsylvania, United States of America
• Master of Laws, LL.M, International Business Law, University of Exeter, United Kingdom
• Called to the Bar of England & Wales, Gray’s Inn, United Kingdom
• Bachelor of Laws, LLB. (Hons), University of Kent, United Kingdom

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Group Director, Group Managing Director’s Office, DRB-HICOM Berhad (2019-2020)
• Group Chief Operating Officer, POS Malaysia Berhad (2015-2019)
• Group Director, Corporate Strategy & Transformation, DRB-HICOM Berhad (2014-2015)
• Deputy Chief Executive Officer, Pelabuhan Tanjung Pelepas Sdn. Bhd. (2009-2014)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Chartered Islamic Finance Professional (CIFP), CIIF 2023
• MBA, University Utara Malaysia 2008
• Bachelor of Information Technology, Multimedia University 2004

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Group Chief Human Resources Officer, Bank Islam Malaysia Berhad (Oct 2019 - 14 January 2026)
• Director of Human Resources, Al Rajhi Bank (Malaysia) (Sep 2015 - Oct 2019)
• Head of Human Resources, HSBC Amanah (Mar 2014 - Aug 2015)
• Senior Business Relationship Manager, Maybank (Jan 2011 - Feb 2014)
• HR Business Partner, Shell Malaysia (Oct 2006 - Jan 2011)
• Executive, International Operations, Telekom Malaysia (Sep 2004 - Sep 2006)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Chartered Accountant, Malaysia
• Chartered Banker, United Kingdom
• Professional Member of Institute of Operational Risk, United Kingdom
• Bachelor of Accounting, University of Malaya

Working Experience and Occupation

Present Directorship and/or Appointment

• Member of AICB Industry Curriculum and Examination Committee (ICEC)
• Member of AICB Chief Risk Officers’ Forum
• Member of the BNM-SC Joint Committee on Climate Change (JC3) Sub-Committee 1 (SC1) : Risk Management

Past Directorship and/or Appointment

• Member Of Risk Committee, Malaysian Investment Bank Association (MIBA)
• Member Of Fraud Risk Committee, Association Of Banks In Malaysia (ABM)
• Country Risk Officer/Head, Risk Management, RHB Bank Singapore (2019-2022)
• Senior Vice President, Head, IGNITE Risk Initiative Lead / Head, Group Operational And Technology Risk, RHB Bank Berhad (2014-2019)
• General Manager / Head, Group Operational Risk, Ambank (M) Berhad (2003-2014)
• Vice President, Affin Merchant Bank (2002-2003)
• Manager, Financial Review & Surveillance Division (FRS), Bursa Malaysia Berhad (1999-2002)
• Senior Executive, Bank Regulation Department, Bank Negara Malaysia (1995-1999)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Bachelor of Science in Business Administration (Finance), Northern Arizona University, United States of America
• Certificate in Internal Auditing for Financial Institutions (CIAFIN), Asian Institute of Chartered Bankers (AICB)
• Certificate in Regulatory Compliance, Asian Institute of Chartered Bankers (AICB)
• Associate Qualification in Islamic Finance (AQIF), Islamic Banking and Finance Institute Malaysia (AQIF)
• Certificate in Shariah Audit, University Sains Islam Malaysia
• Chartered Professional in Islamic Finance, Chartered Institute of Islamic Finance Professionals (CPIF)

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Head of Compliance, MBSB (2017)
• Deputy Head of Compliance, MBSB (2014-2016)
• Internal Audit Manager, Kuwait Finance House Malaysia Berhad (2011-2013)
• Control Assurance Manager, Kuwait Finance House Malaysia Berhad (2008-2010)
• Assistant Manager, Internal Audit Division, Public Bank Berhad (2006-2007)
• Team Lead, Internal Audit Division, Public Bank Berhad (2000-2005)
• Senior Officer, Internal Audit Division, Public Finance Berhad (1997-1999)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Chartered Banker, Asian Institute of Chartered Banker
• Masters in Islamic Finance Practice, INCEIF - The Global University of Islamic Finance
• Certification for Bank Auditors - Asian Institute of Chartered Bankers
• Professional Certificate in Islamic Banking, INCEIF - The Global University of Islamic Finance
• Certificate in Internal Auditing for Financial Institutions - Asian Institute of Chartered Bankers
• Shariah Audit Certificate - Universiti Sains Islam Malaysia (USIM)
• Bachelor in Science in Finance & Management, University of Oregon, USA

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Head, Internal Audit Division, MBSB (2017-2018)
• Acting Head, Internal Audit Division, MBSB (2016-2017)
• Assistant Vice President, Internal Audit Division, MBSB (2014-2016)
• Senior Manager Internal Audit, Kuwait Finance House (M) Berhad (2010-2014)
• Head, Credit Risk Management, Risk Management Department, Maybank Investment Bank Berhad (2004-2010)
• Senior Executive, Corporate Banking Department, Maybank Investment Bank Berhad (2002-2004)
• Assistant Manager, Credit Department, KL Main Branch, EON Bank Berhad (1998-2001)
• Senior Officer, Internal Audit, EON Bank Berhad (1997-1998)
• Management Trainee, EON Bank Berhad (1997-1997)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• She has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Master's in Islamic Finance Practice (MIFP), International Centre for Education in Islamic Finance (INCEIF), Kuala Lumpur, Malaysia (2014)
• Bachelor of Laws (LLB) in Shariah, Umm Al Qura University, Mecca, Saudi Arabia (2015)
• Bachelor of Science in Finance, University of Maryland, College Park, Maryland, USA (2005)
• AAOIFI Certified Shariah Auditor and Advisor
• Cambridge Institute of Sustainability Leadership Certificate, Cambridge University (2024)

Working Experience and Occupation

Present Directorship and/or Appointment

• AAOIFI Governance Standards Working Group - Shariah Decision Making Standard

Past Directorship and/or Appointment

• Co-Founder/CFO, Sharia Compliant Blockchain Fintech Startup, Europe (August 2022-July 2024)
• Consultant - Islamic Banking Expert, World Bank/IFC, Washington, DC (February 2022-July 2024)
• Managing Director, Ihsan Advisory Sdn Bhd, Kuala Lumpur, Malaysia (April 2021-July 2024)
• Research Associate and Standards Working Group Member, AAOIFI (Accounting and Auditing Organization for Islamic Financial Institutions) (2019-July 2024)
• Director and Regional Head, Shariah Advisory and Governance Department, CIMB Islamic Bank, Kuala Lumpur, Malaysia (April 2017-2021)
• Shariah Supervisory Board Member, University Bank, Ann Arbor, MI (2015-2018)
• Vice President, Shariah Assurance Manager, National Commercial Bank (NCB), Jeddah, Saudi Arabia (2011-April 2017)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Chartered Islamic Finance Professional (CPIF) 2024
• Moody’s Credit Skills Assessment 2013 (Certified Credit Professional -formerly known as Omega)
  • Certified Credit Professional - Completion of Credit Skills Assessment
  • Certified Trade Professional - Completion of Trade Skills Assessment
• Core Credit Curriculum - Core Credit Professional 2009
• LLB (Hons), University of Wales, Aberystwyth 1997

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Group Chief Credit Officer, Bank Islam Malaysia (May 2022 to 14 January 2026)
• Regional Head, Credit Portfolio Management, Group Corporate Banking, CIMB Bank Berhad (March 2020 - April 2022)
• Advisor, Credit PT Bank QNBI Indonesia (Senior Manager Regional Credit, QNB Qatar seconded to QNB Indonesia), Qatar National Bank, Indonesia (June 2019 - December 2019)
• General Manager, Corporate & Institutional Banking (Senior Relationship Manager, International Corporate Banking QNB Qatar seconded to QNB Indonesia), Qatar National Bank, Indonesia (February 2019 - June 2019)
• Head of Special Assets Management, QNBI (Senior Relationship Manager, International Corporate Banking QNB Qatar seconded to QNB Indonesia), Qatar National Bank, Indonesia (February 2018 - February 2019)
• Wholesale Banking Advisor, QNBI (Senior Relationship Manager, International Corporate Banking QNB Qatar seconded to QNB Indonesia), Qatar National Bank, Indonesia (October 2016 - January 2018)
• Senior Relationship Manager, Asia & Europe, International Banking, Qatar National Bank, Indonesia (December 2012 - October 2016)
• Director, Large Local Corporates, Origination & Client Coverage, Standard Chartered Bank Dubai (Conventional Lending) (January 2010 - December 2012)
• Director, Head of Islamic Corporate Banking, Standard Chartered Saadiq, Origination & Client Coverage, Standard Chartered Bank Dubai (Conventional Lending) (January 2008 - December 2009)
• Associate Director, Islamic Origination, Standard Chartered Saadiq (Islamic Banking), Standard Chartered Dubai (September 2006 - December 2007)
• Vice President / Global Account Manager, Financial Institutions (Senior Relationship Management), Standard Chartered Bank Malaysia Berhad (January 2005-August 2006)
• Assistant Vice President, Financial Institutions (Relationship Management), Standard Chartered Bank Malaysia Berhad (Jan 2004-Dec 2004)
• Relationship Manager, Financial Institutions (Relationship Management), Standard Chartered Bank Malaysia Berhad (Jan 2002-Dec 2003)
• Relationship Manager, Multinational Corporates, Standard Chartered Bank Malaysia Berhad (Jan 2001-Dec 2001)
• Credit Analyst, Sales and Credit Services - MNC, Local Corps/Middle Market, Large Corps, Standard Chartered Bank Malaysia Berhad (Jan 1999-Dec 2000)
• Account Manager, Multinational Corporates - Northern Region, Standard Chartered Bank Malaysia Berhad (Aug 1998-Dec 1998)
• Assistant Relationship Manager, Multinational Corporates, Standard Chartered Bank Malaysia Berhad (December 1997-July 1998)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Kelayakan Akademik/Profesional

• BSc. Information Technology, Edith Cowan University, Western Australia (1996-1998)
• Diploma Computer Management, State College, Malaysia (1994-1995)

Pengalaman Kerja dan Pekerjaan

Pengarah dan/atau Pelantikan Semasa

• Nil

Pengarah dan/atau Pelantikan Terdahulu

• Deputy Group Chief Technology Officer, MBSB Berhad (1 July 2024-14 February 2026)
• Senior Vice President, Group Technology Division, MBSB Bak Berhad (2023-June 2024)
• Vice President, Digital & Technology Division, MBSB Bak Berhad (2018-2023)
• Assistant Vice President, Maybank/Group Technology - Etiqa + Global Banking (2014-2018)
• Assistant Vice President, Maybank/Group Technology - IT Transformation Program (2011-2014)
• IT Manager, ERICSSON+LHS System Asia Pacific/Frankfurt, Germany + Malaysia (2005-2011)
• C4 Engineer/ Application Consultant, Delta Masis /Doncaster, United Kingdom + Malaysia (2002 -2005)

Perakuan

• Tiada hubungan keluarga dengan mana-mana pengarah dan pemegang saham utama MBSB.
• Tiada konflik kepentingan atau potensi konflik kepentingan, termasuk sebarang kepentingan dalam mana-mana perniagaan yang bersaing dengan Kumpulan MBSB.
• Beliau tidak pernah disabitkan dengan sebarang kesalahan dalam tempoh 5 tahun yang lepas dan tidak pernah dikenakan sebarang tindakan awam atau penalti oleh badan pengawalselia yang berkaitan sehingga tarikh pelantikannya.

Academic/Professional Qualification

• Institute of Chartered Secretaries & Administrators
• Bachelor of Laws (Hons) LL.B., University of London
• Associate Qualification in Islamic Finance from Islamic Banking and Finance Institute Malaysia (AQIF)

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Head, Legal & Secretarial, Dataprep Holdings Berhad (2003-2008)
• Company Secretary, The KAB Group Berhad (2000-2003)
• Assistant Company Secretary, Sungei Way Management Sdn. Bhd. (nka Sunway Management Sdn. Bhd.) (1996-1999)
• Assistant Company Secretary, Prima Prai Sdn. Bhd. (1995-1996)
• Hew & Tan, Public Accountants (nka Mazars PLT) (1991-1995)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• She has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of her appointment.