Kepimpinan

Academic/Professional Qualification

• Chartered Islamic Finance Professional (ACIFP), Chartered Institute of Islamic Finance Professionals
• Securities Representative License, Securities and Futures Authority (SFA), United Kingdom
• New York Bar, Qualified, New York Bar, United States of America
• Malaysian Bar, Admitted, Bar Council, Malaysia
• Master of Laws (LL.M), Harvard Law School, United States of America
• Bachelor of Laws (Hons) LL.B., International Islamic University, Malaysia

Working Experience and Occupation

Present Directorship Other listed entities

• Nil

Other Public Companies

• Halal Development Corporation Berhad

Present Appointment:

• Chief Executive Officer (CEO), MBSB Bank Berhad (19 August 2024 – Present)

Past Directorship and/or Appointment

• Non-Independent Executive Director, MIDF Amanah Investment Bank Berhad (February 2024-August 2024)
• Chief Executive Officer, CIMB Group Transaction Banking (2019-2023)
• Chief Executive Officer, CIMB Foundation (2019-2023)
• Group Chief Sustainability Officer, CIMB Group (2019-2021)
• Chief Executive Officer & Executive Director, CIMB Islamic Bank Berhad (2016-2019)
• Chief Executive Officer & Executive Director/ Managing Director, Global Market, Asia Pacific, HSBC Amanah Bank Berhad (2010-2015)
• Managing Director, Investments, Fajr Capital Ltd (2008-2010)
• Regional Head, Asia-Pacific, CitiBank Berhad (2006-2007)
• Global Head, Global Islamic Finance, ABNAMRO Bank Ltd (2004-2006)
• Associate Director, Global Markets, HSBC Financial Service ME Ltd (2001-2004)
• Head of Shariah Department and Transaction Management, Structured Finance, HSBC Investment Bank plc (1999-2001)
• Associate & Solicitor, Messrs. Mohd Ismail & Co (1994-1999)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Master in Philosophy in Economic, University of Oxford
• Master of Arts and Bachelor of Arts in Economics (Double First Class), University of Cambridge
• United World College of Southeast Asia (UWCSEA), Singapore

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Group CFO, TIME dotCom Berhad (October 2021 - May 2024)
• Chief Executive Officer, Group Wholesale Banking, CIMB Group (January 2019 - September 2020)
• Group Chief Financial Officer, CIMB Group (April 2015 - December 2018)
• Deputy Group Chief Financial Officer, CIMB Group (July 2012 - March 2015)
• Various Roles, CIMB Group (March 2009 - June 2012)
• EMEA (Europe, Middle East & Africa) Head of Market Risk, Goldman Sachs, London (April 2004 - February 2009)
• Market Risk Manager, Dresdner Kleinwort Wasserstein, London (July 2002 - March 2004)
• Trader, ABN AMRO Bank, Malaysia (April 1999 - August 2000)
• Bankers Trust, London (September 1996 - January 1999)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Chartered Islamic Finance Professional (ACIFP), Chartered Institute of Islamic Finance Professionals
• Completion of the Omega Credit certification
• Bachelor of Business Commerce (double Major in Management and Marketing), Monash University

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Board Director: CIMB Islamic Trustee Bhd (2022-2023)
• Country Head of Cash Management, CIMB Malaysia (2022-2023)
• Regional Head of Transaction Banking, CIMB Islamic Bank (2020-2023)
• Director, Commercial and Transaction Banking, CIMB Islamic Bank (2019-2020)
• Head, Business Management, Commercial Banking, HSBC Amanah Malaysia (2018-2019)
• Head of Product, Retail and Wealth Management, HSBC Amanah Malaysia (2014-2018)
• Product Manager, Retail and Wealth Management, HSBC Amanah Malaysia (2012-2014)
• Analyst, Retail and Wealth Management, HSBC Amanah Malaysia (2011-2012)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Certified Credit Professional (CCP)
• Master of Business Administration (MBA), Cardiff Metropolitan University, Cardiff, Wales
• Bachelor of Accountancy, University Technology MARA, Malaysia
• Diploma in Accountancy, University Technology MARA, Malaysia

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Deputy Chief Business Officer, Business Banking Division, Bank Pertanian Malaysia Berhad (Agrobank) (2014-2022)
• Senior Manager, Business Banking Division, Ambank Malaysia Berhad (2008-2014)
• Group Head, Business Centre KL3, CIMB Bank Berhad (1997-2008)
• Credit Officer, Public Bank Berhad (1995-1997)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Master of Business Administration, Imperial College, London, UK
• Bachelor of Science, Medical Electronics, The University of Hertfordshire, Hertfordshire, UK

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Head of Markets & Securities Services (ASEAN+), CITI Singapore (April 2015 - December 2022)
• Head of Strategic Growth & Investments APAC, CITI Singapore (January 2018 - December 2022)
• Global Head of Supervision FXLM (foreign exchange and local markets) CITI Singapore/London, UK/New York, USA (April 2014 – April 2015)
• Country Treasurer & Markets Head, CITI Hong Kong (March 2010- March 2014)
• Country Markets Head & Managing Director, Citi (2008-2009)
• Head of Money Markets & Treasurer, Citi (2005-2008)
• Trader roles in Money Markets & FX Options (Malaysia, Indonesia, Singapore), Citi, (2000-2005)
• Management Associate, Citi, (1998-2000)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Bachelor of Economics majoring in Economic Policy, University of Tasmania Australia

Working Experience and Occupation

Present Directorship and/or Appointment

• Director, MBSB Tower Sdn. Bhd.

Past Directorship and/or Appointment

• Director, Head of Client Delivery, Corporate Commercial and Institution Banking, Standard Chartered Bank Malaysia Berhad (2018-2021)
• Director, Head of Process Governance, Commercial Banking, Standard Chartered Bank Malaysia Berhad (2014-2018)
• Associate Director, Head of SME Operations, Standard Chartered Bank Malaysia Berhad (2012-2014)
• Business Planning Manager/ Team Manager, Financial Market Operations and Wholesale Banking Operations, Standard Chartered Global Business Services (2009-2012)
• Unit Manager, Trade Operations, Standard Chartered Global Business Services (2009)
• International Graduate Program (Group Technology and Operations), Standard Chartered Singapore and Standard Chartered Global Business Services Kuala Lumpur (2006-2009)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Advanced Management Program, Wharton School, University of Pennsylvania, United States of America
• Master of Laws, LL.M, International Business Law, University of Exeter, United Kingdom
• Called to the Bar of England & Wales, Gray’s Inn, United Kingdom
• Bachelor of Laws, LLB. (Hons), University of Kent, United Kingdom

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Group Director, Group Managing Director’s Office, DRB-HICOM Berhad (2019-2020)
• Group Chief Operating Officer, POS Malaysia Berhad (2015-2019)
• Group Director, Corporate Strategy & Transformation, DRB-HICOM Berhad (2014-2015)
• Deputy Chief Executive Officer, Pelabuhan Tanjung Pelepas Sdn. Bhd. (2009-2014)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Bachelor in Business Studies (Human Resource Management)
• Human Resource Management Professional - Human Resource Certification Institute (IHRCI)
• Global Human Resource Professional - Human Resource Certification Institute (HRCI)
• Global Remuneration Professional - World at Work
• Senior Certified Professional - Society For Human Resource Management (SHRM)
• IMD Business School – Executive Education
• Cambridge Judge Business School – Executive Programme
• Oxford Said Business School – Oxford Executive Leadership Programme
• INSEAD – Executive Education
• Bologna Business School – Agile Bank HR: Leaders in a Digital Age

Working Experience and Occupation

Present Directorship and/or Appointment

• MEF Academy Sdn. Bhd. (Malaysia Employers Federations)
• Talent Corporation Malaysia Berhad

Past Directorship and/or Appointment

• CEO & Founder, Potenxia, Kuala Lumpur (2021-April 2021)
• Chief Human Capital Officer, Telekom Malaysia (2018-2020)
• Chief Human Capital Officer, Bank Rakyat (2016-2018)
• HR Manager, Nestle Malaysia (2014-2015)
• Leadership & Development Manager, Nestle South Africa (2012-2014)
• HR Business Partner, Nestle Philippines (2009-2012)
• Group HR Manager, Nestle Malaysia/Singapore (2004-2009)
• Principal Consultant, Reid Group (2003-2004)
• Manager, Performance & Rewards Management, MNI Berhad (2001-2003)
• Manager, Human Resource, Telekom Malaysia Berhad (1994-2001)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Chartered Accountant, Malaysia
• Chartered Banker, United Kingdom
• Professional Member of Institute of Operational Risk, United Kingdom
• Bachelor of Accounting, University of Malaya

Working Experience and Occupation

Present Directorship and/or Appointment

• Member of AICB Industry Curriculum and Examination Committee (ICEC)
• Member of AICB Chief Risk Officers’ Forum
• Member of the BNM-SC Joint Committee on Climate Change (JC3) Sub-Committee 1 (SC1) : Risk Management

Past Directorship and/or Appointment

• Member Of Risk Committee, Malaysian Investment Bank Association (MIBA)
• Member Of Fraud Risk Committee, Association Of Banks In Malaysia (ABM)
• Country Risk Officer/Head, Risk Management, RHB Bank Singapore (2019-2022)
• Senior Vice President, Head, IGNITE Risk Initiative Lead / Head, Group Operational And Technology Risk, RHB Bank Berhad (2014-2019)
• General Manager / Head, Group Operational Risk, Ambank (M) Berhad (2003-2014)
• Vice President, Affin Merchant Bank (2002-2003)
• Manager, Financial Review & Surveillance Division (FRS), Bursa Malaysia Berhad (1999-2002)
• Senior Executive, Bank Regulation Department, Bank Negara Malaysia (1995-1999)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Bachelor of Science in Business Administration (Finance), Northern Arizona University, United States of America
• Certificate in Internal Auditing for Financial Institutions (CIAFIN), Asian Institute of Chartered Bankers (AICB)
• Certificate in Regulatory Compliance, Asian Institute of Chartered Bankers (AICB)
• Associate Qualification in Islamic Finance (AQIF), Islamic Banking and Finance Institute Malaysia (AQIF)
• Certificate in Shariah Audit, University Sains Islam Malaysia
• Chartered Professional in Islamic Finance, Chartered Institute of Islamic Finance Professionals (CPIF)

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Head of Compliance, MBSB (2017)
• Deputy Head of Compliance, MBSB (2014-2016)
• Internal Audit Manager, Kuwait Finance House Malaysia Berhad (2011-2013)
• Control Assurance Manager, Kuwait Finance House Malaysia Berhad (2008-2010)
• Assistant Manager, Internal Audit Division, Public Bank Berhad (2006-2007)
• Team Lead, Internal Audit Division, Public Bank Berhad (2000-2005)
• Senior Officer, Internal Audit Division, Public Finance Berhad (1997-1999)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Omega Certification (Professional Credit Certification), CSA International, 2011
• B. Sc. (Hon.) Degree, Accountancy, Northern Arizona University, Flagstaff, Arizona, USA, July 1995

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Head/SVP, Watchlist Credit Management Dept, Group Credit Management, RHB Banking Group (July 2022-June 2023)
• Head/SVP, SME & Commercial Credit Management Dept, Group Credit Management, RHB Banking Group (March 2019-July 2022)
• Head/VP, Regional Credit Management 2, SME & Commercial Credit Management Dept, Credit Management Division, RHB Bank Berhad (January 2011-March 2019)
• Senior Credit Manager/AVP, SME/Commercial/Corporate Credit, Credit Management Division, RHB Bank Berhad (February 2005-December 2010)
• Manager, Credit Surveillance (Credit Compliance/Post-Approval) Department, RHB Bank Berhad (April 2004-January 2005)
• Senior Credit Analyst, Credit Department, Credit & Treasury Division, Titan Petrochemical Group (July 2000-March 2004)
• Senior Credit Officer, Credit Evaluation Department, Credit Operation Division, Public Bank Bhd (July 1996-June 2000)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Chartered Banker, Asian Institute of Chartered Banker
• Masters in Islamic Finance Practice, INCEIF - The Global University of Islamic Finance
• Certification for Bank Auditors - Asian Institute of Chartered Bankers
• Professional Certificate in Islamic Banking, INCEIF - The Global University of Islamic Finance
• Certificate in Internal Auditing for Financial Institutions - Asian Institute of Chartered Bankers
• Shariah Audit Certificate - Universiti Sains Islam Malaysia (USIM)
• Bachelor in Science in Finance & Management, University of Oregon, USA

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Head, Internal Audit Division, MBSB (2017-2018)
• Acting Head, Internal Audit Division, MBSB (2016-2017)
• Assistant Vice President, Internal Audit Division, MBSB (2014-2016)
• Senior Manager Internal Audit, Kuwait Finance House (M) Berhad (2010-2014)
• Head, Credit Risk Management, Risk Management Department, Maybank Investment Bank Berhad (2004-2010)
• Senior Executive, Corporate Banking Department, Maybank Investment Bank Berhad (2002-2004)
• Assistant Manager, Credit Department, KL Main Branch, EON Bank Berhad (1998-2001)
• Senior Officer, Internal Audit, EON Bank Berhad (1997-1998)
• Management Trainee, EON Bank Berhad (1997-1997)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• She has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Bachelor of Science In Computer Science, Bishop’s University, Sherbrooke, Canada
• Professional Certificate in Islamic Banking, INCEIF – Global University of Islamic Finance

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Chief Information Officer at Bank Simpanan Nasional having done migration of their new Core Banking system
• General Manager, IT at Tabung Haji
• Chief Information Officer at Al Rajhi Bank
• Chief Information Officer at RHB Bank and RHB Islamic Bank
• Chief Information Officer at Kuwait Finance House being the pioneer team to setup the Bank from the beginning
• Head of eChannels at Maybank Group having built Maybank2u Internet Banking, Maybank2u Mobile Banking and Maybank Group Call Center etc.
• Head of Computer Operations at KLSE (Bursa Malaysia) managing one of the most critical Data centre in Malaysia and development team member for Central Depository System (CDS)
• Operations Analyst at Esso Malaysia.
• Systems engineer at Fujitsu Malaysia for IBM Mainframes

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Master's in Islamic Finance Practice (MIFP), International Centre for Education in Islamic Finance (INCEIF), Kuala Lumpur, Malaysia (2014)
• Bachelor of Laws (LLB) in Shariah, Umm Al Qura University, Mecca, Saudi Arabia (2015)
• Bachelor of Science in Finance, University of Maryland, College Park, Maryland, USA (2005)
• AAOIFI Certified Shariah Auditor and Advisor
• Cambridge Institute of Sustainability Leadership Certificate, Cambridge University (2024)

Working Experience and Occupation

Present Directorship and/or Appointment

• AAOIFI Governance Standards Working Group - Shariah Decision Making Standard

Past Directorship and/or Appointment

• Co-Founder/CFO, Sharia Compliant Blockchain Fintech Startup, Europe (August 2022-July 2024)
• Consultant - Islamic Banking Expert, World Bank/IFC, Washington, DC (February 2022-July 2024)
• Managing Director, Ihsan Advisory Sdn Bhd, Kuala Lumpur, Malaysia (April 2021-July 2024)
• Research Associate and Standards Working Group Member, AAOIFI (Accounting and Auditing Organization for Islamic Financial Institutions) (2019-July 2024)
• Director and Regional Head, Shariah Advisory and Governance Department, CIMB Islamic Bank, Kuala Lumpur, Malaysia (April 2017-2021)
• Shariah Supervisory Board Member, University Bank, Ann Arbor, MI (2015-2018)
• Vice President, Shariah Assurance Manager, National Commercial Bank (NCB), Jeddah, Saudi Arabia (2011-April 2017)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• He has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of his appointment.

Academic/Professional Qualification

• Institute of Chartered Secretaries & Administrators
• Bachelor of Laws (Hons) LL.B., University of London
• Associate Qualification in Islamic Finance from Islamic Banking and Finance Institute Malaysia (AQIF)

Working Experience and Occupation

Present Directorship and/or Appointment

• Nil

Past Directorship and/or Appointment

• Deputy Vice President/Head Internal Auditor, MBSB (2017-2018)
• Acting Head of Internal Auditor, Internal Audit, MBSB (2016-2017)
• Assistant Vice President, Internal Audit, MBSB (2014-2016)
• Senior Manager Internal Audit, Kuwait Finance House (M) Berhad (2010-2014)
• Senior Executive, Corporate Banking Department Maybank Investment Bank Berhad (2004-2010)
• Management Trainee, Eon Bank Berhad (2004-2010)
• Manager, Team Head, Credit Risk Management, Maybank Investment Bank Berhad (2002-2004)
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• Head, Legal & Secretarial, Dataprep Holdings Berhad (2003-2008)
• Company Secretary, The KAB Group Berhad (2000-2003)
• Assistant Company Secretary, Sungei Way Management Sdn. Bhd. (nka Sunway Management Sdn. Bhd.) (1996-1999)
• Assistant Company Secretary, Prima Prai Sdn. Bhd. (1995-1996)
• Hew & Tan, Public Accountants (nka Mazars PLT) (1991-1995)

Declaration

• No family relationship with any director and major shareholders of MBSB.
• No conflict of interest or potential conflict of interest, including any interest in any competing business with MBSB Group.
• She has not been convicted for any offences within the past 5 years and has not been imposed of any public sanction or penalty by the relevant regulatory bodies as at the date of her appointment.