Leadership

Qualifications

• Master of Business Administration, Charles Sturt University, Australia
• Bachelor of Science in Accounting, University of Wyoming, USA
• American Associate Degree, Indiana University, Bloomington, USA
• Certified Qualification in Islamic Finance, Islamic Banking and Finance Institute Malaysia (CQIF)
• Intermediate Qualification in Islamic Finance, Islamic Banking and Finance Institute Malaysia (CQIF)
• Associate Qualification in Islamic Finance, Islamic Banking and Finance Institute Malaysia (AQIF)

Skills and experience

Datuk Nor Azam has more than 26 years of extensive experience in the banking and finance sector in the areas of auditing, structured lending, business banking and corporate business. Prior to MBSB, he was Head of Business Banking in Bank Islam (M) Berhad. Since joining MBSB on 8 November 2010, Datuk Nor Azam has been at the vanguard of the Bank’s Corporate Business Division and rose to be appointed as Chief Business Officer (CBO) of MBSB Bank in April 2018 where he championed the overall strategic direction of the bank through the development of the Business Plan and its’ implementation phase.

In this role, he enhanced the business strategies of the Bank, developed, guided, motivated and directed the implementation of specific plans and programs for the different types of banking and overall performance. He leads the team in overall management of sales strategies; maintains effective relationships with regulatory, governmental, industry, financial and community groups so as to enhance financial performance and business effectiveness. Datuk Azam was subsequently appointed as the Acting Chief Executive Officer effective 16 August 2021 with an expanded role. On 1 July 2022, Datuk Nor Azam M. Taib is appointed as the Group Chief Executive Officer (“GCEO”) of MBSB and its subsidiary companies including MBSB Bank Berhad (known as “MBSB Group”).

Qualifications

• Bachelor degree of Accounting (Hons) – UKM(1987)
• Master in Business Administration – UPM(1998)
• FCPA Australia (2017)
• Malaysian Institute of Accountants (MIA)
• Certified Credit Professional (AICB)

Skills and experience

Ramanathan joined MBSB Bank on the 2nd February 2021 as Chief Financial Officer (CFO). As CFO, he oversees all financial functions for the Holding company, Bank and its subsidiaries. Before joining the Bank, he was the CFO of a local Bank. He began his career in 1988 as an audit trainee with the big 4 auditing firm before joining the banking industry in 1991 as an Executive in Finance Division.

With an extensive experience of over 31 years ranging from auditing, financial accounting, financial management, capital management, regulatory reporting and recovery, Rama serves as a strategic Business Partner to the Senior Management to achieve the overall objective of the Bank. He is a Fellow member of CPA Australia, a member of the Malaysian Institute of Accountants and a certified Credit Professional from Asian Institute of Chartered Bankers. He has also completed the Summer School Programme at Judge Business School, University Of Cambridge, Global Banking Leaders Programme at CASS Business School, University of London and Asian International Executive Programme with INSEAD.

Qualifications

• Bachelor of Economics (B.Ec) majoring in Economic Policy (University of Tasmania, Australia) 2004

Skills and experience

Jesleigh joined us from Standard Chartered Bank Malaysia (SCB) where he spent the last 16 years of his career with stints across Malaysia, Singapore and Standard Chartered's Global Business Services. His experience spans over Banking Operations, Trade Finance, Governance, Process and Strategic Operations with multiple achievements throughout his time with SCB. Most recently, he was Director and Head of Client Delivery for the Corporate, Commercial and Institutional Banking business.

Jesleigh manages all operational activities for the Bank and ensures the delivery of reliable, quality and timely services to customers and stakeholders while ensuring compliance with bank policies and procedures. He is accountable and responsible in overseeing eight (8) departments namely Branch Operations & Support, Payment Operations, Retail Credit Management Department, Corporate Credit Management & Disbursement, Collection & Recovery, Trade Finance Operations, Legal Advisory, and Property and Project Monitoring Department. As Chief Operating Officer, Jesleigh is responsible to design and implement business strategies for the Bank’s overall operational matters and set comprehensive goals to drive performance and growth.

Qualifications

• Bachelor in Accountancy (Hons), University of Northumbria, Newcastle, England
• Diploma in Accountancy, University of Technology MARA (UiTM)
• Certified Qualification in Islamic Finance, Islamic Banking and Finance Institute Malaysia (CQIF)
• Intermediate Qualification in Islamic Finance, Islamic Banking and Finance Institute Malaysia (IQIF)
• Associate Qualification in Islamic Finance, Islamic Banking and Finance Institute Malaysia (AQIF)
• Chartered Professional in Islamic Finance, Chartered Institute of Islamic Finance Professionals (CPIF)

Skills and experience

Azlina joined MBSB on 6 April 2009 as Senior Manager, Transformation Management Office, CEO’s Office. Amongst her major responsibilities were to assist the CEO in planning and ensuring the successful implementation of all strategic business and operational initiatives being undertaken by the business and support divisions. She has a wealth of experience in the financial sector, spanning over 21 years, with previous employment at AmIslamic Bank, undertaking the Business Management function. Azlina also plays a primary role in establishing MBSB’s and MBSB Bank’s brand names as key players in the financial industry.

In 2018, she was appointed as the Chief Corporate Officer of MBSB Bank. In assuming this position, she oversees the Corporate Services Division and currently tasked to direct Strategic Marketing & Communications, Customer Experience Management, Product Development & Management, Quality Assurance, Data Analytics as well as administering Shariah Secretariat & Advisory. Azlina was ranked 40th in the top 300 Most Influential Women in Islamic Business and Finance in 2019 by WOMANi. WOMANi is a part of the women empowerment programme by Cambridge IFA, a UK-based financial intelligence house, to highlight enormously important roles that exceptionally talented women are playing in Islamic business and finance.

Qualifications

• Bachelor of Business Administration (Hons) Finance, University of Technology MARA (UiTM)
• American Degree Program (ADP) Centre of Preparatory Education, University of Technology MARA (UiTM)
• Persatuan Kewangan Malaysia Certificate (PKMC), ACIFinancial Markets Association of Malaysia (ACI-FMAM) and Asian Institute of Chartered Bankers (AICB)
• Intermediate Qualification in Islamic Finance, Islamic Banking and Finance Institute Malaysia (IQIF)
• Associate Qualification in Islamic Finance, Islamic Banking and Finance Institute Malaysia (AQIF)

Skills and experience

Hj Asrul Hazli joined MBSB on 1 October 2010 as the Assistant General Manager of Treasury Division bringing with him years of experience and knowledge on treasury and capital markets, specializing in liquidity, asset and liability and balance sheet management from several financial institutions. Prior to joining MBSB, Hj Asrul Hazli was the Senior Dealer and Head of Asset Liability Management (ALM) & Funding Desk of Treasury and Capital Markets Department at Bank Muamalat Malaysia Berhad.

Hj Asrul Hazli was appointed as Chief Operations Officer of MBSB Bank in 2018. He is responsible for providing strategic direction for the Bank’s overall operational matters and execution of the day-to-day activities for all the departments under his purview. On 3 January 2022 Hj Asrul Hazli is appointed as Chief Treasurer and Capital Markets Officer. He is accountable for the Bank’s funding/liquidity, trading treasury sales and asset/liabilities management activities. Hj Asrul Hazli is also a member of ACI- Financial Markets Association of Malaysia (ACI-FMAM) since 2001.

Qualifications

• Bachelor of Science in Business Administration (Finance), Northern Arizona University, USA
• Certificate in Internal Auditing for Financial Institutions (CIAFIN), Asian Institute of Chartered Bankers (AICB)
• Certificate in Regulatory Compliance, Asian Institute of Chartered Bankers (AICB)
• Associate Qualification in Islamic Finance (AQIF), Islamic Banking and Finance Institute Malaysia (AQIF)
• Certificate in Shariah Audit, University Sains Islam Malaysia
• Chartered Professional in Islamic Finance, Chartered Institute of Islamic Finance Professionals (CPIF)

Skills and experience

Tengku Khalizul joined MBSB on 5 May 2014. Heading the Compliance Division, he is responsible for coordinating the identification and management of compliance risk in the organisation.

In 2018, Tengku Khalizul was appointed as Chief Compliance Officer of MBSB Bank where he leads and manages the Bank’s Compliance function and acts as the focal point for all compliance related matters and Anti Money Laundering and CTF (Counter Terrorism Financing) related matters. Tengku Khalizul’s statutory responsibilities in the Bank include AML/CFT Compliance Officer, FATCA Officer and PDPA Officer. He has more than 20 years of working experience in audit, operational risk management and compliance.

Qualifications

• Bachelor in Science in Finance & Management, University of Oregon, USA
• Professional Certificate in Islamic Banking, INCEIF – The Global University of Islamic Finance
• Shariah Audit Certificate – Universiti Sains Islam Malaysia (USIM)
• Certificate in Internal Auditing for Financial Institutions – Asian Institute of Chartered Bankers
• Certification for Bank Auditors – Asian Institute of Chartered Bankers
• Masters in Islamic Finance Practice, INCEIF – The Global University of Islamic Finance
• Chartered Banker, Asian Institute of Chartered Banker

Skills and experience

Aniza began her employment at MBSB on 13 August 2014 as Assistant Vice President, Internal Audit Division, after acquiring over 21 years of industry experience from several banking institutions in Malaysia.

On 1 January 2017, she was appointed as Chief Internal Auditor for MBSB. Her major responsibilities are to formulate strategies and execution of an independent, cost effective and efficient audit and examination function for MBSB Bank’s operations and provide independent and objective assessments of control and risk levels in the bank entities. Prior to joining MBSB, Aniza was with Kuwait Finance House Malaysia Berhad’s Internal Audit Division. Aniza is also a Chartered Banker, AICB and Senior Associate Member of Chartered Institute of Islamic Finance Professionals. She is a member of the Development Committee for Certified Professional Shariah Auditor, by IBFIM and Universiti Sains Islam Malaysia.

Qualifications

• B.Sc in Computer Science - Bishop's University, Canada (1987)
• Certificate in Islamic Finance - INCEIF

Skills and experience

Amran joined MBSB Bank on 2nd February 2021 as Chief Technology Officer (CTO). He began his career in 1987 with Fujitsu Business Systems for 3 years as a Systems Engineer. In 1990 he joined Bursa Malaysia as Head of IT Operations managing one of the country’s most critical data center in Malaysia and was one of the pioneer staffs who developed Central Depository System (CDS) in 1990.

Subsequently, he joined Maybank in 1998 for 7 years managing e- Channels Division, working on two established Maybank brand names, namely Maybank2U on internet banking and Mobile Financial Services for mobile banking. He was the Head of eChannels in Maybank and the pioneer in setting up the Maybank Internet Banking project as well as the Maybank Group Call Center. He has built up the Maybank2U business, acquiring over 600 payee corporations with an increase in revenue from below RM100K in the first year to over RM10 million in 3 years. A seasoned IT professional, Amran’s over 30 years of working experience ranges from software development to managing IT teams within Financial Institutions. Amongst his notable positions includes Chief Information Technology (CIO) of Kuwait Finance House Malaysia for 6 years, CIO at RHB Bank, Director of Technology at Al-Rajhi Bank , General Manager IT at Lembaga Tabung Haji and as CIO at Bank Simpanan Malaysia

Qualifications

• Bachelor in Business Studies (Human Resource Management)
• SHRM - Senior Certified Professional (SHRM-SCP)
• Human Resource Professional - International Human Resource Certification Institute (IHRCI)
• Global Human Resource Professional - International Human Resource Certification Institute (IHRCI)
• Global Remuneration Professional

Skills and experience

Farid Basir, aged 52, joins MBSB Bank as Chief People Officer on 19 April 2021. Farid brings a wealth of professional insights to MBSB, having had career exposures abroad in Switzerland, South Africa and the Philippines. Whilst he was with Nestle, his experience in Human Resource discipline spans over two decades within various industries ranging from Telecommunications, FMCG, Banking and Insurance. He began his career in 1994 with Telekom Malaysia Berhad (TM), covering most areas within HR spectrum from HR restructuring, training, succession planning, total rewards, organizational development and policies and procedures. He had a short stint with Malaysia National Insurance Berhad (MNI), focused on performance and rewards management.

Upon his return to Malaysia under the Talent Returning Expert Program (REP), Farid was appointed as Chief Human Capital Officer in Bank Rakyat in 2016 before moving on to assume the post of Chief Human Capital Officer in Telekom Malaysia Berhad until December 2020. Farid accomplished several business and leadership programmes conducted by Cambridge Judge Business School, Said Business School at University of Oxford INSEAD and the Institute for Management Development (IMD) in Switzerland. He took centre stage internationally when he was awarded the “Upcoming Personality in Islamic Finance 2017” at the Global Islamic Finance Awards (GIFA) 2017, held in Kazakhstan and the “CHRO of the Year” at the World HRD Congress 2018 in India. A strong advocate of leadership excellence initiatives for the younger generation of workforce, Farid is presently the VicePresident of Malaysian Employer Federation (MEF).

Qualifications

• Master's Degree in International Business Law, University of Exeter, UK
• Utter Barrister, Gray's Inn, UK
• Bachelor's Degree in Law, University of Kent, UK
• Advanced Management Program, Wharton School, University of Pennsylvania, USA

Skills and experience

Dato' Azlan joined MBSB Bank as the Chief Strategy Officer on May 1, 2021. Dato' Azlan is a strategic and operations leader with extensive experience steering large companies through transformation. As the CSO of MBSB Bank, he collaborates with the ACEO to establish growth and valuation initiatives for stakeholders. He is responsible for leading the Bank's transformation agenda and oversees strategic reviews and the execution of these strategies.

He began his career as a corporate and commercial lawyer and has since held senior management positions in a variety of businesses for over 20 years. He was the Deputy CEO of Tanjung Pelepas Port, Malaysia’s largest container terminal. Under his leadership, profitability doubled and efficiency improved to be among the best in the region. As Group Director, Corporate Strategy & Transformation, he led DRBHICOM's turnaround and transformation efforts in the automotive, property, and services industries. He also served as Group Chief Operating Officer of Pos Malaysia, where he redesigned and revived the national postal operator’s transformation programme, directing the organisation towards sustainability.

Qualifications

• Bachelor's Degree in Accounting , University of Malaya
• Chartered Bankers (UK)
• Professional Member of Institute of Operational Risk (UK)
• Chartered Accountant (Malaysia)

Skills and experience

Laurence comes with extensive experience from the banking and finance industry for the last 27 years. He was the CRO for RHB Singapore Operations prior to joining our bank. He joined RHB Bank in 2014 as the Head of IGNITE, Risk Initiatives, responsible for the transformation of the Group Risk Division, which focused on strengthening new value propositions and differentiation for multiple risk segments.

Laurence was also responsible for improving regional capabilities, especially in driving a risk culture change initiative. Subsequently, he was named as the Head of Group Operational and Technology Risk Management, where he managed operational risk, technology risk, business continuity management, and reputational risk. Prior to RHB, Laurence was the General Manager of AmBank (M) Berhad. His other work experiences include Bursa Malaysia and Bank Negara Malaysia as well.

Qualifications

• Omega Certification (Professional Credit Certification), CSA International, 2011
• B. Sc. (Hon.) Degree, Accountancy, Northern Arizona University, Flagstaff, Arizona, USA, July 1995

Skills and experience

Jainuddin, aged 50, joins MBSB Bank as Chief Credit Officer on 1 July 2023. With his wealth of experience in the Credit Management field at RHB Bank & Public Bank for more than 20 years being a credit evaluator & approver for SME/Commercial & Corporate financing as well as sitting in the relevant credit committees, Jainuddin brings a unique perspective and expertise to our team.

His past projects & initiatives led by him, amongst others, include the Revision of Delegated Lending Authority/several relevant Credit Guidelines & Enhancement of the Credit Application End-to-end Turnaround Approval Process for SME Loans, demonstrating his ability to drive positive change and optimize credit processes.

In addition to his extensive experience, Jainuddin holds a Degree in Accountancy & the Omega Certification, a professional credit certification awarded by CSA International. This qualification & recognition showcase his commitment to staying at the forefront of industry knowledge and demonstrates his dedication to continuously improving his skills.

As our new Chief Credit Officer, Jainuddin will play a pivotal role in ensuring the efficient and effective management of credit risks within our organization. His expertise and leadership will be invaluable in driving our credit operations forward, enabling us to maintain a strong credit portfolio while supporting the growth and success of our clients.