Personal Financing-i X-Change X-Tra Campaign

Profit Rate

Competitive financing rates as low as:

Note:

• Standardised Base Rate (SBR) is currently at 3.00%
• Ceiling Profit Rate is at 15% p.a.

Financing Amount

Minimum: RM10,000; Maximum: RM400,000

Tenure

Minimum: 2 years, Maximum: 10 years

Features

Deferred Payment for 3 Months

Security Deposit

Waived

Payment Method

Only through salary deduction via Biro ANGKASA, Accountant General (AG) or Employer.

Eligibility

• Must be a Malaysian Citizen of at least 19 years old (Public Sector)/ 21 years old (Private Sector) and not exceeding 60 years old upon the expiry of the facility or opted retirement age, whichever comes first;
• Permanent/ contract employee of Government, GLCs, local councils and selected private companies having salary deduction arrangements with the Bank;
• Minimum monthly income of RM3,000 (inclusive of gross salary, fixed allowance and other non-fixed income);
• Must open Current Account-i/ Saving Account-i (CASA-i) with the Bank;
• Must subscribe to Group Credit Family Takaful (GCFT) coverage and other Banca Takaful/ Wealth products with the Bank;
• AM-PM disbursement’ applies for any complete PF-i applications submitted before 12.00 p.m. will be disbursed on the same day. Any applications submitted after 12.00 p.m. will be disbursed on the next working day.