M-Government Guarantee Scheme (M-GGS)

We are committed in assisting Small and Medium Enterprises (SME) in any industry and provides financial assistance through the SJPP Guarantee Financing Program

1 Eligibility SMEs and Non-SMEs from all industries with annual revenue of not more than RM500 Million
2 Features / Benefits
  1. Financing rate as low as from 3.75 % per annum.
  2. Simplified process with swift approval.
  3. No Collateral is required.
  4. Maximum up to 10 years payment period.
3 Financing Rate Affordable rate as low as 3.75% p.a*
4 Total Guarantee Allocation RM30 Billion
5 Tenure Up to 10 years
6 Financing Limit Up to RM10 Million
7 Guarantee Coverage by SJPP 80% from the financing amount approved
8 Guarantee Fee From 0.75% up to 1% on the guarantee amount
9 Available Facilities
  1. Term Financing-i
  2. Cash Line-i
  3. Revolving Credit-i
  4. Trade Facilities

*Terms and conditions apply