Investment Account-i

Important Notes:

• This is an Investment Account and NOT a deposit product. The principal and returns are not guaranteed and the account is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).

Shariah Concept

Mudarabah

Type of investment

Unrestricted Investment Account (UA)

Eligibility Criteria

• Applicable for all business enterprises and corporations (i.e: Commercials,SMEs, Sole Proprietorships, Government & Statutory Bodies, Agencies, Clubs, Societies, Charities

Tenures

1, 3, 6, 9, 12, 18 and 24 months

Minimum investment

RM 5,000 (Ringgit Malaysia Five Thousand)

Features / Benefits

i) Auto Renewal	Principal amount with profit	Applicable over the counter (OTC) only
	Principal amount only. The principal will be renewed whilst the profit will be credited to the IAH’s CASA-i
ii) No Renewal	Principal and profit will be credited to the IAH’s CASA-i upon maturity

Indicative Profit Rate

• IAH must maintain a CASA-i account with the Bank.
• Placement is available over the counter (OTC) at the Bank’s branches.
• IAH must complete the Suitability Assessment Form (SAF) prior to placement.

Tenure	TIA-i Board Rate
	(% p.a)
1 months	2.00
3 months	2.15
6 months	2.20
9 months	2.20
12 months	2.20
18 months	2.25
24 months	2.25

Important Note:

1. Upon expiry of the campaign rate tenure, the profit rate will revert to the prevailing board rate for the respective tenure.
2. The Profit Sharing Ratio (PSR) is as stated in the Terms and Condition (T&C).The Bank may revise the PSR during the Mudarabah contract tenure if it is to the customer’s benefit, without prior consent.
3. The indicative profit rate represents the potential return and may differ from the actual profit return declared based on the fund performance report.
4. Investment accounts carry investment risk, including the possibility of receiving lower returns or no returns depending on the performance of the underlying assets.
5. This investment account is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).

Disclaimer

The returns on this investment account will be affected by the performance of the underlying assets. The principal and returns are not guaranteed and investment account holder (“iah”) risks earning no returns at all. If the investment is redeemed early, customer may suffer losses in part or the entire principal sum invested. This investment account is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).

Documents Download

Terms and Conditions Product Disclosure Sheet Frequently Asked Questions Account Opening Application Form Non-Individual