Shariah Advisory Committee Profile

En. Mohd Bahroddin Badri is a Shariah Consultant at ISRA Consulting Sdn Bhd (IC) and Researcher at the International Shariah Research Academy for Islamic Finance (ISRA). Prior to joining ISRA, he served as a lecturer at the International Islamic University Malaysia (IIUM). He was the Deputy Chairman of the Shariah Committee of Citibank Malaysia and a Shariah Committee Member of Citibank Labuan. Currently, he is the Chairman of the Shariah Advisory Committee of MBSB Bank Berhad, a Shariah Committee Member of SwissRe (Retakaful) and Shariah Committee Member of KOPSYA. He is also an EXCO member of Association of Shariah Advisors for Islamic Finance (ASAS).

He completed his tertiary education and graduated with a Master’s in Shariah (Economics) from University of Malaya and Bachelor of Islamic Revealed Knowledge and Heritage (Fiqh and Usul al-Fiqh) from the IIUM. He is a Certified Shariah Adviser and Auditor (CSAA) of the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI), the Bahrain-based international standard-setting body. Currently, he is pursuing his doctoral study in Business at the International University Malaya-Wales (IUMW). His significant contribution to the Islamic finance industry includes involvement in developing Shariah-related Policy Guidelines (Shariah Standards) and Shariah-compliant Schemes issued by the Malaysian regulators. He is one of the authors of the textbooks Islamic Financial System: Principles & Operations (2nd ed.) and Sukuk: Principles and Practices.

As Shariah Consultant at IC, he brings with him vast experience in Shariah and Islamic finance through various advisory services and consultancy projects for international clients and strategic alliances from the UK, Germany, Brazil, Bahrain, Australia, Maldives, Nigeria, Brunei Darussalam, and others. He has also produced research papers and articles on Shariah and Islamic finance, presented papers and participated in international conferences in Istanbul, Turkey; Toronto, Canada; Casablanca, Morocco; Salalah, Oman; Brunei; Singapore; and Jakarta, Indonesia to spur global awareness in Islamic finance.

En. Nasrun bin Mohamad Ghazali is a lecturer in Muamalat, Islamic Finance and Economic cum Head, Muamalat Research and Training at Academy of Contemporary Islamic Studies, Universiti Teknologi MARA. He is also an independent Shariah consultant in the said field. Began his banking career with Malayan Banking Berhad in 2001, he then served Ambank (M) Berhad in 2010, Al Rajhi Banking & Investment Corporation (Malaysia) Berhad in 2011 and MUFG Bank (Malaysia) Berhad in 2013. During his 18 years’ career in the banking industry, he held various functional and management positions covering various domains and sections, and the last being the Head of Shariah at MUFG Bank (Malaysia) Berhad. He also used to serve as a senior consultant at Infopro Sdn. Bhd., a financial solution provider, in 2009, and waqf manager at UiTM in 2019. Currently, he is the Deputy Chairman of the Shariah Advisory Committee of MBSB Bank Berhad.

Specializing in Islamic finance and economics, he holds double Master’s Degree in Shariah and Information Technology from the University of Malaya and the National University of Malaysia, respectively, and double Bachelor’s Degree in Islamic Sciences of al-Hadith and Accounting from al-Madinah International University and the National University of Malaysia, respectively. In addition, he also obtained a Diploma in Shariah and several certificates in Islamic finance from various institutions. He has also has been involved in conducting training, writing and reviewing article/research relating to the topic of Islamic finance and Mu’amalat. Currently, En. Nasrun is pursuing his doctoral degree in Fiqh and Usul al-Fiqh at the International Islamic University Malaysia.

Sohibus Samahah Datuk Dr. Luqman bin Hj. Abdullah, is currently the Federal Territories Mufti and a senior lecturer at the Department of Fiqh and Usul al-Fiqh, Academy of Islamic Studies, the University of Malaya. He obtained his Ph.D in Islamic Law from the University of Edinburgh, Scotland (2005) and Bachelor of Arts (Honours) in Shariah, the University of Malaya (1993). His areas of specialization are Islamic Law of Mu’amalat, Islamic Jurisprudence, Islamic Legal Theory and Islamic Legal Textual Studies. Apart from being a Member of the Shariah Advisory Committee of MBSB Bank Berhad, he also serves as a Member of the Shariah and Fatwa Committee at various financial institutions, including Takaful Ikhlas Malaysia Berhad, Amanah Raya Berhad and Department of Islamic Development Malaysia (Jabatan Kemajuan Islam Malaysia). He has been involved in various professional membership and trainings on Islamic finance apart from being actively involved in writing books and articles, as well as presenting papers in various conferences at both international and national levels.

Dr. Ahmad Faizol bin Ismail is a Senior Lecturer and Head of Shariah Department, Faculty of Islamic Contemporary Studies at Universiti Sultan Zainal Abidin (UniSZA). Before that, he was the Post-Graduate Coordinator at the Faculty of Islamic Contemporary Studies, UniSZA. Dr. Ahmad Faizol obtained his Ph.D. in Law from School of Law, University of Leeds, United Kingdom, and Masters of Shariah from the University of Malaya (UM). He also holds a degree in Shariah from Al-Azhar University and Diploma in Islamic Studies (Shariah) from Kolej Ugama Sultan Zainal Abidin (KUSZA).

He specializes in Islamic financial system, Shariah governance, and corporate governance. He teaches various subjects such as fiqh al-mua`malat, usul al-fiqh, alqawaid al-fiqhiyyah and al-siyasah alshar`iyyah which are also his research interests.

He has conducted several types of research in social sciences and humanities, accumulating more than RM1 million research grants in value. He managed multiple international conferences and seminars, as well as other institutional academic activities in his previous institutions.

After finishing his Ph.D. in 2019, he has been active as an editor for several academic journals, especially in Islamic finance.

Apnizan Abdullah obtained her LL.B (Honours), the Master of Comparative Laws (MCL) and the LL.BS (first class) from the International Islamic University Malaysia (IIUM) in 2003, 2004 and 2014 respectively. She received dean’s list certificates and rector’s list during her university studies. She was honoured with the Best Student Award for Islamic banking & Takaful in 2003, a prize sponsored by Messrs. Azmi & associates. In 2011, she was awarded with the Chartered Islamic Finance Professional (CIFP) from INCEIF with distinction and has become a member of the Chartered Institute of Islamic Finance Practitioners (CIIF) since then. She was called to the Malaysian Bar in 2006 and subsequently practiced at Messrs. Mak Farid & Company. She served the International Institute of Advanced Islamic Studies (IAIS) Malaysia as the Research Fellow from 2015 to 2020 and the International Shariah Research Academy for Islamic Finance (ISRA) as a Researcher from 2012 to 2013. Prior to that, she was a lecturer at the University Malaya and University of Tunku Abdul Rahman. She has written various research papers and articles in academic journals, magazines, newspapers, and websites and presented research outputs at national and international seminars and conferences. She has been active in conducting trainings to Islamic banks and advisory works in the sphere of Islamic Financial laws since 2010 focusing on the regulatory and governance aspects and legal documentations in Islamic finance practice. She has been engaged by public and private entities, locally and internationally for consultancy works in Islamic finance and wealth management. Among key clients of her consultancy works were Central Bank of Maldives, Companies Commission of Malaysia, UNICEF, COREIS Italy, Lembaga Zakat Selangor, KUIS and Bank Islam. She specializes in Islamic financial laws and wealth management. Due to her vast experience and exposure in Islamic finance industry, Financial Accreditation Agency (FAA) has appointed her as Professional Assessor. She is currently with Mu’az Aiman Halem Auzan & Associates (MAHALAWYERS) as Senior Associate and Tawafuq Consultancy as an Ad-hoc Senior Consultant.