Investment Account-i

PrimeInvest Investment Account-i

An account that allows customers to place their monies under the Shariah concept of wakalah bi al-istithmar (agency contract for investment) to be invested into the Bank's existing Personal Financing-i portfolio.

Return (if any) generated from the investment will be distributed upon maturity or on a periodical basis.

This Investment Account is not protected by Perbadanan Insurans Deposit Malaysia

ENQUIRY

Important Notes:

This Investment Account is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).
Terms and Conditions apply.

Wakalah bi al-istithmar

Unrestricted Investment Account

Business entities such as Corporations, Commercials
Government Bodies
All legitimate entities registered with Registrar of Business/ Registrar of Companies/ Registrar of Societies/ Companies Commission of Malaysia
Local financial institutions
Foreign financial institutions that are permitted

Tenure minimum 1 day to a maximum of 60 months (5 years)

RM500,000 (Malaysia Ringgit Five Hundred Thousand)

Underlying Asset	Personal Financing-i portfolio
Currency	Malaysia Ringgit only
Expected Profit Rate (EPR)	Determined upfront as agreed by both parties
Profit Payment Method	Profit (if any) will be distributed upon maturity or on a periodical basis
Auto Renewal	Unless specified by the Investment Account Holder (IAH), the account will be automatically renewed upon the expiry of the prevailing placement period
Partial Withdrawal	Not allowed
PIDM Protection	Not protected by PIDM

Tenure	Expected Rate of Returns (ROR) per annum (%)
Overnight	2.70
1 week	2.75
2 week	2.80
3 week	2.85
1 month	3.25
2 months	3.30
3 months	3.35
6 months	3.45
9 months	3.55
12 months	3.65
15 months	3.70
18 months	3.75
24 months	3.80
36 months	3.85
48 months	3.90
60 months	4.15

The returns on this investment account will be affected by the performance of the underlying assets. The principal and returns are not guaranteed and Investment Account Holder (“IAH”) risks earning no returns at all. If the investment is redeemed early, IAH may suffer losses in part or of the entire principal sum invested. This investment account is not protected by Perbadanan Insurans Deposit Malaysia.

Product Disclosure Sheet Terms and Conditions Account Opening Application Form of Investment Account-i (new customers) Account Opening Application Form of Investment Account-i (existing customers) Non-residents Maintaining / Operating Ringgit Account in Malaysia Declaration Form Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022 Q2 2022 Q1 2022 Q4 2021 Q3 2021 Q2 2021 Q1 2021